The Association of Financial Advisers has slammed the FPA's decision last week to move financial planners to a fee-for-service model.

Banning commissions takes away a consumer's fundamental right to choose, a right which has been enshrined in legislation since 2004, AFA chief executive Richard Klipin said.

Banning commissions may make advice unaffordable for consumers at the very time they need it most, he said.

"It is very easy to be distracted by insular debates. In what are proving to be the most difficult markets in living history it is vital the industry demonstrates leadership and takes a collaborative approach to educating consumers about the value of comprehensive advice," Klipin said.

He said the clients of AFA members are most concerned about issues that go beyond the fee debate, including the state of the financial markets, market volatility and risk.

The remuneration debate is taking much needed focus away from the serious issues confronting clients, he said.

While the FPA announced that members faced expulsion if they did not move to a fee-for-service model, Klipin said the AFA will remain resolute and focussed on its role of supporting its members.

"In protecting the best interests of our advisers, we also protect the best interests of their clients."

However, a number of groups have announced their support for the FPA's decision to move to a fee-for-service model.

Adviser groups MLC, AMP Financial Planning and the Investment and Financial Services Association all announced their support for the measure.