Women are not in control of their overall finances, with more than half saying they would not go to a free consultation with a financial adviser, an industry survey found.
A survey by specialist women's financial group Investment Stylist shows women are not focused on their long-term financial well-being, said founder Alice LeMessurier.
Of the respondents to the survey, 52 per cent said they did not think they needed to speak with someone about their finances.
The next most common response was that 23.5 per cent would make an appointment and then cancel if they needed to later.
Almost 19 per cent (18.6 per cent) would take the first available appointment and ensure they were there, and 7.8 per cent said they did not have time to speak with someone about their finances.
The results showed that most women "are living month to month with little focus on their actual wealth", LeMessurier said.
Almost 50 per cent worried about paying bills and 40 per cent made a conscious effort to work out monthly expenditure.
However, only 23 per cent set a budget, and only 20.6 per cent said savings were one of their top three financial priorities each month.
"The data has shown that despite their efforts to stay on top of debt most women are investing little time planning for their financial future," she said.
