The rating indicated the product had an efficient and effective structure offering a value proposition for a clearly defined target market, S&P fund analyst Rodney Lay said.
The Spectrum product comprises three separate equity-linked investment strategies that offer the potential for capital growth and, in the case of the first strategy, income as well.
All three provided 100 per cent capital protection at the end of the 5.5-year investment term, Lay said.
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